No per-invoice fees. No commission on what you recover. No setup costs. Just one flat monthly rate for unlimited invoices and the full escalation engine.
Collection agencies take 25–50% of whatever they recover. You lose cash on top of already losing cash. PayPlz charges one flat monthly fee — you keep every dollar you collect.
On $50,000 recovered: agency takes $12,500–$25,000. PayPlz takes $49. You do the math.
| Collection Agency | Manual / Spreadsheet | PayPlz $49/mo | |
|---|---|---|---|
| Monthly cost | 25–50% of recovery | Staff time (≥15h/wk) | $49 flat |
| Commission on recovered cash | 25–50% | 0% | 0% |
| Automated 24/7 follow-ups | No | No | ✓ |
| Real-time recovery dashboard | No | Basic only | ✓ |
| FDCPA + Canadian compliance | Varies | No | ✓ Built-in |
| Trilingual (EN/FR/ES) | No | No | ✓ |
| Setup time | Weeks | Days | 5 minutes |
| Client relationship control | No | Yes | ✓ Full control |
Join SMBs across the US and Canada who recover more invoices without giving up a commission.
Start free trial — $49/monthNo setup fees. Cancel anytime.